Aged care homes near Tocal, NSW
No aged care homes are based in Tocal itself on the current government service list, but nearby homes are listed below. Here is what is within 20 km.
Aged care homes within 20 km of Tocal
Whiddon Largs
Estia Health Aberglasslyn
Maitland Grange Care Community
Rutherford Park Care Community
Calvary Mt Carmel Retirement Community
RFBI Benhome Masonic Village
Green Hills Residential Care Service
What the official data says about aged care in Tocal
No aged care homes are based in Tocal itself on the current government service list. That is common and it does not mean you are stuck: there are 7 homes within 20 km, and most families end up choosing one a short drive away.
Across the homes within 20 km, the average overall Star Rating is 4.25 out of 5, against a New South Wales average of 3.89 and 3.83 nationally. That is the pool worth comparing, since no home sits in Tocal itself.
The closest homes to Tocal
| Home | Suburb | Distance | Rating |
|---|---|---|---|
| Whiddon Largs | Largs | 6.8 km | 4 |
| Estia Health Aberglasslyn | Aberglasslyn | 8.8 km | 4 |
| Maitland Grange Care Community | Rutherford | 10.5 km | Not yet rated |
| Rutherford Park Care Community | Rutherford | 10.8 km | Not yet rated |
| Calvary Mt Carmel Retirement Community | Maitland | 10.9 km | Not yet rated |
| RFBI Benhome Masonic Village | Maitland | 11.6 km | 5 |
| Green Hills Residential Care Service | East Maitland | 14.8 km | 4 |
How within 20 km of Tocal score on each measure
An overall rating is built from four separate measures. Averages for the homes in reach, next to the national average, so you can see where this area is genuinely strong and where to ask harder questions.
| Measure | Within 20 km | National | What it covers |
|---|---|---|---|
| Residents' experience | 4.25 | 3.63 | how residents themselves rated life in the home, collected in face-to-face interviews. It is the closest thing to asking the people who live there. |
| Compliance | 4.75 | 4.82 | whether the home has met its regulatory obligations. Almost every home scores well here, so a low score is a genuine warning sign rather than a small ding. |
| Staffing | 3.25 | 3.25 | how much registered nurse and total care time each resident actually receives against the government's targets. |
| Quality measures | 3.25 | 3.04 | clinical outcomes the home reports, such as pressure injuries, falls, medication management and unplanned weight loss. |
Source: Australian Government Star Ratings, May 2026 extract. How to read these ratings properly.
Who runs the homes within reach of Tocal
Many services belong to a larger group. Knowing the operator is useful, because standards, pricing structures and culture often travel across a group.
Opal HealthCare (2 services nearby)The Frank Whiddon Masonic Homes of New South Wales (1 service nearby)Estia Health (1 service nearby)Calvary (1 service nearby)Royal Freemasons' Benevolent Institution (1 service nearby)The Churches of Christ Property Trust (1 service nearby)
What it costs to move into a home near Tocal
Fees are set nationally, not by suburb, so the structure is the same in Tocal as anywhere in Australia: a basic daily fee of $66.80 a day (as at 20 March 2026) that everyone pays, a means-tested care fee based on your income and assets, and an accommodation payment set by each individual home. That last one is where Tocal homes will differ from each other, and it is the number to ask for in writing. Non-clinical contributions are capped over a lifetime at $137,917.01.
Estimate a room deposit or daily payment · The full cost guide
Want a shortlist for Tocal instead of a directory?
Tell us what your family needs and we will narrow this list to the options that actually fit: care needs, budget, availability and distance. Free, online, no pressure.
Get my Tocal shortlistNearby areas
Largs (1, 7 km)Aberglasslyn (1, 9 km)Maitland (2, 11 km)Rutherford (2, 11 km)East Maitland (1, 15 km)Raymond Terrace (1, 20 km)Kurri Kurri (1, 24 km)Sandgate (1, 28 km)Dungog (1, 30 km)Wallsend (3, 31 km)
Common questions about aged care in Tocal
How many aged care homes are there in Tocal?
None are based in Tocal itself, but 7 operate within 20 km. Most families choose a home a short drive away.
How much does an aged care home in Tocal cost?
There is no single figure. Everyone pays a basic daily fee of $66.80 a day (as at 20 March 2026). On top of that sits a means-tested care fee set by your income and assets, and an accommodation payment that each home sets individually, paid as a refundable lump sum, a daily payment, or a mix. Lifetime contributions are capped at $137,917.01.
Do I have to choose a home in Tocal itself?
No. You can enter any home in Australia that has a place available and accepts your assessment. Families often look a few suburbs wider to find the right fit, which is why we show everything within 20 km of Tocal as well.
What is the first step to arranging care in Tocal?
An assessment through My Aged Care (myagedcare.gov.au or 1800 200 422). Nothing is government funded until that assessment is done, and the queue moves slowly, so applying early is the single most useful thing you can do. You can shortlist homes while you wait.