Aged care homes near Fern Bay, NSW
No aged care homes are based in Fern Bay itself on the current government service list, but nearby homes are listed below. Here is what is within 20 km.
Aged care homes within 20 km of Fern Bay
Moran Stockton
Hippocrates Aged Care Centre
Uniting Irwin Hall Mayfield
Mayfield Aged Care
Catholic Healthcare Charles O'Neill Hostel
Peter Badcoe VC House
BaptistCare Warabrook Centre
Calvary St Martin de Porres Retirement Community
Uniting Lindsay Gardens Hamilton
Bupa Waratah
Calvary St Joseph's Retirement Community
Carpenter Court Aged Care Plus Centre
Catholic Healthcare St John's Villa
Anglican Care Scenic Lodge Merewether
Anglican Care Jesmond Grove
Raymond Terrace Gardens Care Community
What the official data says about aged care in Fern Bay
No aged care homes are based in Fern Bay itself on the current government service list. That is common and it does not mean you are stuck: there are 30 homes within 20 km, and most families end up choosing one a short drive away.
Across the homes within 20 km, the average overall Star Rating is 3.84 out of 5, against a New South Wales average of 3.89 and 3.83 nationally. That is the pool worth comparing, since no home sits in Fern Bay itself.
The closest homes to Fern Bay
| Home | Suburb | Distance | Rating |
|---|---|---|---|
| Moran Stockton | Stockton | 5.7 km | 3 |
| Hippocrates Aged Care Centre | Mayfield East | 6.9 km | 4 |
| Uniting Irwin Hall Mayfield | Mayfield | 7.6 km | 4 |
| Mayfield Aged Care | Mayfield | 7.6 km | 3 |
| Catholic Healthcare Charles O'Neill Hostel | Mayfield | 8.3 km | 4 |
| Peter Badcoe VC House | Newcastle | 8.5 km | 4 |
| BaptistCare Warabrook Centre | Warabrook | 9.1 km | 3 |
| Calvary St Martin de Porres Retirement Community | Waratah | 9.2 km | Not yet rated |
How within 20 km of Fern Bay score on each measure
An overall rating is built from four separate measures. Averages for the homes in reach, next to the national average, so you can see where this area is genuinely strong and where to ask harder questions.
| Measure | Within 20 km | National | What it covers |
|---|---|---|---|
| Residents' experience | 4 | 3.63 | how residents themselves rated life in the home, collected in face-to-face interviews. It is the closest thing to asking the people who live there. |
| Compliance | 4.84 | 4.82 | whether the home has met its regulatory obligations. Almost every home scores well here, so a low score is a genuine warning sign rather than a small ding. |
| Staffing | 2.76 | 3.25 | how much registered nurse and total care time each resident actually receives against the government's targets. |
| Quality measures | 2.8 | 3.04 | clinical outcomes the home reports, such as pressure injuries, falls, medication management and unplanned weight loss. |
Source: Australian Government Star Ratings, May 2026 extract. How to read these ratings properly.
Who runs the homes within reach of Fern Bay
Many services belong to a larger group. Knowing the operator is useful, because standards, pricing structures and culture often travel across a group.
The Uniting Church in Australia Property Trust (NSW) (4 services nearby)Opal HealthCare (3 services nearby)Catholic Healthcare (2 services nearby)Calvary (2 services nearby)HammondCare (2 services nearby)Anglican Care (2 services nearby)Moran Australia (Aged Care Services) Pty Ltd (1 service nearby)Fronditha Care (1 service nearby)M.N.H. Pty Ltd (1 service nearby)RSL LifeCare Limited (1 service nearby)BaptistCare (1 service nearby)Maroba (1 service nearby)
What it costs to move into a home near Fern Bay
Fees are set nationally, not by suburb, so the structure is the same in Fern Bay as anywhere in Australia: a basic daily fee of $66.80 a day (as at 20 March 2026) that everyone pays, a means-tested care fee based on your income and assets, and an accommodation payment set by each individual home. That last one is where Fern Bay homes will differ from each other, and it is the number to ask for in writing. Non-clinical contributions are capped over a lifetime at $137,917.01.
Estimate a room deposit or daily payment · The full cost guide
Want a shortlist for Fern Bay instead of a directory?
Tell us what your family needs and we will narrow this list to the options that actually fit: care needs, budget, availability and distance. Free, online, no pressure.
Get my Fern Bay shortlistNearby areas
Stockton (1, 6 km)Mayfield East (1, 7 km)Mayfield (3, 8 km)Newcastle (1, 8 km)Hamilton (1, 9 km)Warabrook (1, 9 km)Waratah (4, 10 km)Sandgate (1, 10 km)Merewether (2, 11 km)New Lambton (1, 12 km)
Common questions about aged care in Fern Bay
How many aged care homes are there in Fern Bay?
None are based in Fern Bay itself, but 30 operate within 20 km. Most families choose a home a short drive away.
How much does an aged care home in Fern Bay cost?
There is no single figure. Everyone pays a basic daily fee of $66.80 a day (as at 20 March 2026). On top of that sits a means-tested care fee set by your income and assets, and an accommodation payment that each home sets individually, paid as a refundable lump sum, a daily payment, or a mix. Lifetime contributions are capped at $137,917.01.
Do I have to choose a home in Fern Bay itself?
No. You can enter any home in Australia that has a place available and accepts your assessment. Families often look a few suburbs wider to find the right fit, which is why we show everything within 20 km of Fern Bay as well.
What is the first step to arranging care in Fern Bay?
An assessment through My Aged Care (myagedcare.gov.au or 1800 200 422). Nothing is government funded until that assessment is done, and the queue moves slowly, so applying early is the single most useful thing you can do. You can shortlist homes while you wait.